Legal

Privacy Policy

Last updated: March 2026  ·  MBA Services  ·  hello@mbaledger.com
This Privacy Policy explains how MBA Services collects, uses, and protects your personal data in accordance with the EU General Data Protection Regulation (GDPR) and applicable Spanish data protection law.

1. Data Controller

The data controller is MBA Services, contactable at hello@mbaledger.com. As a Spanish-based entity, we are subject to GDPR and the Spanish Organic Law on Data Protection (LOPDGDD).

2. Data We Collect

2.1 Account Data

When you create an account, we collect your email address and an encrypted password (or a Google OAuth token if you sign in with Google). This data is stored securely via Supabase.

2.2 Usage Data

We collect anonymised analytics data about how you interact with the platform — pages visited, features used, and actions taken (e.g. programs shortlisted, calculator scenarios run). This is collected via PostHog. If you are logged in, events may be associated with your user ID.

2.3 User-Generated Data

Data you enter into the platform — your shortlist, application statuses, key dates, and calculator inputs — is stored in our database. This data is associated with your account and is used solely to provide the service.

2.4 Payment Data

If you purchase Premium access, payment is processed by Paddle.com Market Limited. We do not receive or store your card details. Paddle may share with us your email address and a transaction reference for account verification purposes.

2.5 Technical Data

We may collect standard server logs including IP address, browser type, and referring URL for security and debugging purposes. This data is not used for profiling.

3. Legal Basis for Processing (GDPR)

DataLegal Basis
Account data (email, password)Contract — necessary to provide the service
User-generated data (shortlist, dates, inputs)Contract — necessary to provide the service
Payment dataContract — necessary to process your purchase
Usage analyticsLegitimate interest — improving the platform
Technical / security logsLegitimate interest — security and fraud prevention

4. Third-Party Processors

ProcessorPurposeLocation
Supabase Inc.Database and authenticationAWS (EU region)
PostHog Inc.Product analyticsUS (EU hosting available)
Paddle.com Market Ltd.Payment processing and tax complianceUK / Global
Netlify Inc.Web hosting and CDNUS / Global CDN
Google LLCOAuth authentication (if used), FontsUS / Global

All processors are either EU-based, covered by EU-US Data Privacy Framework, or governed by Standard Contractual Clauses (SCCs) ensuring adequate data protection.

5. Cookies

MBA Ledger uses the following cookies:

We do not use advertising cookies or sell your data to advertisers.

6. Data Retention

7. Your Rights Under GDPR

You have the following rights regarding your personal data:

To exercise any of these rights, email hello@mbaledger.com. We will respond within 30 days.

You also have the right to lodge a complaint with the Spanish Data Protection Authority (AEPD) at aepd.es.

8. Data Security

We implement appropriate technical and organisational measures to protect your data, including encrypted data transmission (HTTPS), hashed password storage, and row-level security on our database. No system is completely secure; we will notify you in the event of a data breach affecting your personal data as required by GDPR.

9. Children

MBA Ledger is not directed at children under 16. We do not knowingly collect personal data from children. If you believe a child has provided us with personal data, contact us at hello@mbaledger.com.

10. Changes to This Policy

We may update this Privacy Policy from time to time. Material changes will be communicated to registered users by email. Continued use of the platform constitutes acceptance of the updated policy.

11. Contact

For any privacy-related questions or requests, contact hello@mbaledger.com.